Position Overview

Ultimate Staffing is actively seeking a skilled Sr. Specialist Construction Underwriter to join their client's team. This position is based in an exciting and dynamic environment and involves underwriting and managing new and renewal commercial insurance business within an assigned group of agencies. The underwriter is responsible for evaluating applications, assessing risk accurately and promptly, and ensuring profitability while fostering strong agency relationships.

Ideal candidates will possess exceptional analytical skills, clear and persuasive communication abilities, and expertise in territory management and marketing strategies.

Key Responsibilities

• Make informed decisions to accept, decline, or modify insurance applications and requests, while monitoring exposure changes throughout the policy term.
• Evaluate, quote, and negotiate pricing for new and renewal business, requiring knowledge of statutory requirements, ISO standards, NCCI coverage forms, endorsements, and commercial line reference materials.
• Manage agency relationships, including prospecting, appointments, growth initiatives, profit-sharing opportunities, and credit management. Assess agency performance factors such as personnel, diversification, loss ratios, and profitability potential.
• Travel as needed for sales, marketing, territory maintenance, meetings, and other business requirements.
• Drive new business acquisition and renewal retention through effective presentations to agencies and clients.
• Oversee business development within an assigned territory, ensuring profitable underwriting results and delivering exceptional customer service.
• Develop and execute sales plans and budgets, including premium and loss ratio goals, agency calls, and forecasting.
• Maintain and grow profitable accounts through structured referral processes, regular agency visits, and relationship-building activities.
• Make decisions within established authority levels and company guidelines, requesting exceptions when supported by data.
• Support workflow and account review processes as needed.
• Identify and respond to changes in client operations or financial conditions.
• Promote claims, risk control, and premium audit services to clients and prospects.
• Mentor and assist in training less experienced underwriters; may supervise non-technical tasks and lead meetings as directed.
• Stay current on regulatory, corporate, and competitive developments affecting lines of business.
• Underwrite or assist with complex or high-risk accounts requiring advanced technical knowledge.
• Participate in research, analysis, and development projects as assigned.
• Complete special projects as directed, including attending industry meetings, developing endorsements, and analyzing underwriting data.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Finance, Insurance, Risk Management, or a related business field preferred; equivalent experience considered.
• 5-7 years of experience in:
  • Field underwriting for industries such as construction, forest products, manufacturing, and oil & gas.
  • Underwriting new and renewal business, including pricing and coverage analysis.
  • Exposure analysis and risk management throughout policy periods.
  • Agency management, including growth, development, and prospecting.
  • External sales and client retention through effective presentations.
• Eligibility to work in the United States.
• Valid driver's license with acceptable motor vehicle record.

Salary Range

$123,000 - $180,000, commensurate with experience.

Work Hours

Monday to Friday, first shift.

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county, to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.